Lending operations platform
A multi-tenant underwriting console that replaced spreadsheets and email with a single audited workflow.
Industry
Fintech, US
Year
2025
Stack
- Next.js
- TypeScript
- Postgres
- tRPC
- Temporal
- AWS
01Problem
A regional lender ran underwriting across shared spreadsheets and inbox threads. Decisions were slow, unauditable, and impossible to report on.
02Approach
- 01
Mapped the underwriting lifecycle with operations staff and reduced it to nine explicit states.
- 02
Built a typed event-sourced core so every decision is replayable for audit.
- 03
Shipped a role-aware console with real-time queues and keyboard-first review screens.
- 04
Integrated bureau and bank-data providers behind a single adapter layer.
03Outcome
- Review cycle moved from days to same-day for standard files.
- Complete decision audit trail available to compliance on demand.
- Onboarded two additional business lines without schema changes.
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